1) Auto Insurance

Auto insurance isn’t just about finding a lower premium—it’s about making sure you’re protected when something goes wrong. We help you compare options across multiple carriers to find the right balance of price, coverage, and peace of mind.

What we help you dial in

• Liability limits that actually protect your assets

• Collision and comprehensive coverage for your vehicle

• Deductibles that fit your budget

• Uninsured/underinsured motorist protection (critical in many situations)

• Coverage for teen drivers, rideshare, or multi-car households (when applicable)

Why work with us Instead of guessing online, you get a broker who can explain tradeoffs, shop multiple carriers, and help you make smart coverage decisions—not just pick the cheapest option.

CTA idea: “Request an Auto Quote” / “Compare Auto Rates”

2) Homeowners Insurance

Your home is usually your biggest asset—your insurance should reflect that. We help homeowners choose coverage that protects the structure, your belongings, and your liability exposure, while avoiding common gaps that can show up at claim time.

What we review with you

• Replacement cost vs. market value (and why it matters)

• Dwelling coverage and key endorsements

• Personal property limits for what you actually own

• Liability coverage for guests, pets, and everyday life

• Deductibles and wind/hail/water considerations (varies by location)

Why it matters Home policies aren’t all the same. The right coverage can make a huge difference when you have a major loss—and we’ll help you understand what you’re buying.

CTA idea: “Get a Home Insurance Review” / “Quote My Home”

3) Umbrella Liability

Umbrella insurance is one of the most cost-effective ways to increase your protection. It adds an extra layer of liability coverage on top of your auto and home policies—helping protect your savings and future income if you’re involved in a serious accident or lawsuit.

Who it’s great for

• Families with teen drivers

• Homeowners

• People with savings/assets to protect

• Anyone who wants higher liability limits for peace of mind

Common scenarios

• A serious auto accident with injuries

• A guest is injured on your property

• A liability claim that exceeds the limits on your underlying policy

Why we recommend it Many households are surprised how quickly a large claim can exceed standard limits. We’ll help you choose an umbrella limit that matches your risk and lifestyle.

CTA idea: “See If I Need an Umbrella Policy”

Our Marketplace Broker Advantage

We’re an independent brokerage with access to multiple carriers. That means we can shop your coverage, explain your options, and help you choose the best fit—without you having to call five different companies.

Bundling + Savings

We can often find savings by bundling auto + home, adjusting deductibles, and applying eligible discounts. Many clients save $100+/month through better rates and bundling

Simple process

• Quick intake (vehicles, drivers, property info)

• We shop multiple carriers

• You review options with us

• We help you switch and handle the details

• Ongoing support at renewal and when life changes

“Don’t have your current declarations page handy? Start anyway—we can still begin the process.”

More personal lines we can quote

• Renters Insurance

• Condo Insurance

• Flood Insurance (often separate policy)

• Motorcycle

• Boat / Watercraft

• RV

• Landlord / Dwelling Fire (rental properties)

• Valuable Items / Scheduled Personal Property (jewelry, watches, fine art)

• Classic / Collector Auto

• ATV / Snowmobile

• Personal Cyber / Identity Theft

FAQ

• How does working with a broker work?

• Do you charge a fee?

• What do you need to quote me?

• How long does it take to switch?

• Can you help if I’ve had claims or tickets?

• Can you review my current policies for gaps?