• Individuals buying their own coverage (not through an employer)

• Families needing dependable coverage for kids/spouse

• Self-employed / 1099 / small business owners not offering group benefits

• People losing coverage (job change, COBRA too expensive, turning 26, divorce)

• Early retirees / between jobs

• Anyone who wants help understanding deductibles, networks, and prescriptions

As a marketplace brokerage, we help you compare plans from multiple carriers and narrow down the best fit based on your doctors, prescriptions, budget, and risk tolerance. Instead of guessing online, you get a licensed advisor who can explain tradeoffs and handle the details.

• Monthly premium vs. deductible (and what that really means)

• Max out-of-pocket (the “worst case” number)

• Network (do your doctors take it?)

• Prescriptions (tiering, prior auth, specialty meds)

• HSA eligibility (if applicable)

Many individuals and families qualify for premium tax credits (subsidies) depending on household size and income. We’ll help you understand what you may qualify for and how it impacts your monthly cost.

Our Process

Our 4-step process

1. Intake: household information, doctors, prescriptions

2. Plan comparison: we shortlist the best options and explain tradeoffs

3. Enrollment support: we handle the application steps with you

4. After-enrollment service: questions, changes, claims support, renewals

Why use Myers-Hill Agency vs. going direct online

• We are fully equipped to service Marketplace clients

• Unbiased guidance on plan options

• A real person to call when life changes (marriage, baby, job change)

• Help avoiding common enrollment mistakes

• Ongoing support after you enroll—not just at signup

Who needs Individual and Family Health Insurance?

Currently Licensed in NY, FL, TN, NC, and TX.