• Individuals buying their own coverage (not through an employer)

• Families needing dependable coverage for kids/spouse

• Self-employed / 1099 / small business owners not offering group benefits

• People losing coverage (job change, COBRA too expensive, turning 26, divorce)

• Early retirees / between jobs

• Anyone who wants help understanding deductibles, networks, and prescriptions

As a marketplace brokerage, we help you compare plans from multiple carriers and narrow down the best fit based on your doctors, prescriptions, budget, and risk tolerance. Instead of guessing online, you get a licensed advisor who can explain tradeoffs and handle the details.

• Monthly premium vs. deductible (and what that really means)

• Max out-of-pocket (the “worst case” number)

• Network (do your doctors take it?)

• Prescriptions (tiering, prior auth, specialty meds)

• HSA eligibility (if applicable)

Many individuals and families qualify for premium tax credits (subsidies) depending on household size and income. We’ll help you understand what you may qualify for and how it impacts your monthly cost.

Our Process

1–4 step process

1. Quick intake (2–3 minutes): household, zip code, doctors, prescriptions

2. Plan comparison: we shortlist the best options and explain tradeoffs

3. Enrollment support: we handle the application steps with you

4. After-enrollment service: questions, changes, claims support, renewals

“Don’t have your current policy handy? No problem—start with what you know and we’ll guide the rest.

Why use Myers-Hill Agency vs. going direct online

• We shop multiple carriers (you don’t have to)

• Unbiased guidance on networks, prescriptions, and total cost

• A real person to call when life changes (marriage, baby, job change)

• Help avoiding common enrollment mistakes

• Ongoing support after you enroll—not just at signup

“We’re licensed to help individuals and families in: New York, Florida, Tennessee, North Carolina, and Texas. Not in one of these states? Reach out anyway—we’ll tell you the best next step.”

Who needs Individual and Family Health Insurance?

Currently Licensed in NY, FL, TN, NC, and TX.